This is interesting... I got a question.
Account 1 has $100 balance on paypal
Account 2 has $0 balance on paypal
Account 1 sends account 2 $100
Account 2 transfers money to debit card which takes 3-5 days
After 5 days, Account 1 charges back.
Does account 2's paypal balance just become -$100? If so, can't you abuse this method and get free money?
Or does account 2 get money deducted from his bank acc?