i get the 1st and 3rd one, just another question then, personally i've never really heard of "delayed sharing/selling account ban", i mean maybe a few days, not more than a week tho, has there been any dispute or case with delayed sharing/selling account ban after 2 weeks?
edit: even tho i said i get what you mean by the 3rd one, i meant i understood it, not agree with it, i think its kinda unfair to refund fully? after all we don't know from which party side shit got wrong, maybe if the seller sold it to someone else shit wouldn't have got banned (the buyer ip was flagged for example), sometimes the opposite can be the case, we have no way to know in whos end shit got wrong (who caused the discovery of the acc selling), and as we can never know who caused it, i don't think the seller should be judged to refund the FULL AMOUNT back.