All of you make a dispute now.
Idc that he's banned, we need this for documentation and its not the first time someone appeals and wants to refund after a certain amount of time. So if you want a chance of getting refunded then make a dispute.
User is going to refund you 5m.
His t.o.s never got verified and he changed them 10th without permissions of the staff.
User is notified, he has 48 hours to refund you.