only if you give up early on, once you have a firm background it can be run very smooth, also VR built-in for free & no membership fees at all
the price is a unit called 'time' it is given to you at random, but you can increase or decrease the amount depending on your botting abilities
or you can play this: http://secondlife.com/ a slightly shittier version many believe superior to v 1.0
regarding the download, i dont fucking know man, i beleive that you have to upload some of your genetic information and it will be mixed with someone else's kinda risky though and it will not be your game anymore:o)