Not a script issue but a user issue. You should really go and turn the warning toggles off it will save a few seconds per trip.
I don't handle the refunds. Osbot does them.
Make sure you start with atleast 1 falador teletab or start with an empty inventory at the bank.
That 'white dot' meet the criteria towards my Anti-PK. I will make a toggle option for anti-pk because I cant please every user. some want it to instantly avoid pkers and others get mad when it dies because it doesnt avoid them, etc.