Chef Sk1llz Posted February 13, 2017 Share Posted February 13, 2017 For those who actively use OSBot & PayPal given you're not a 12 year old and have established a good credit score and know what a credit score is. You can essentially get your lifetime sponsor paying $25 a month to PayPal essentially being cheaper then doing the non-lifetime Sponsor. Just a tip for anyone who does other digital shopping the no interest 6 months through PayPal can be rather useful. 1 Quote Link to comment Share on other sites More sharing options...
Drewyboyo Posted February 13, 2017 Share Posted February 13, 2017 6 minutes ago, Chef Sk1llz said: For those who actively use OSBot & PayPal given you're not a 12 year old fuck Quote Link to comment Share on other sites More sharing options...
Chef Sk1llz Posted February 13, 2017 Author Share Posted February 13, 2017 2 minutes ago, Drewyboyo said: fuck Maybe on your 13th birthday next year your mom will let you. Quote Link to comment Share on other sites More sharing options...
Drewyboyo Posted February 13, 2017 Share Posted February 13, 2017 Just now, Chef Sk1llz said: Maybe on your 13th birthday next year your mom will let you. Mom? I'm a test tube child. I have a third eye. Quote Link to comment Share on other sites More sharing options...
Chef Sk1llz Posted February 13, 2017 Author Share Posted February 13, 2017 1 minute ago, Drewyboyo said: Mom? I'm a test tube child. I have a third eye. In that case you're fucked. Quote Link to comment Share on other sites More sharing options...
Jordy Posted February 13, 2017 Share Posted February 13, 2017 18 minutes ago, Chef Sk1llz said: For those who actively use OSBot & PayPal given you're not a 12 year old and have established a good credit score and know what a credit score is. You can essentially get your lifetime sponsor paying $25 a month to PayPal essentially being cheaper then doing the non-lifetime Sponsor. Just a tip for anyone who does other digital shopping the no interest 6 months through PayPal can be rather useful. 5 credit lines is enough for me since I'm already actively paying them off :p Quote Link to comment Share on other sites More sharing options...
Abuse Posted February 13, 2017 Share Posted February 13, 2017 Or you can stop living on credit and live a worry-free life 2 Quote Link to comment Share on other sites More sharing options...
Chef Sk1llz Posted February 13, 2017 Author Share Posted February 13, 2017 9 minutes ago, Jordy said: 5 credit lines is enough for me since I'm already actively paying them off :p The ideal credit lines to have is 8 if you're trying to build your credit efficiently. I have 7, but don't carry balances on any of them. Quote Link to comment Share on other sites More sharing options...
RoomScape Posted February 13, 2017 Share Posted February 13, 2017 6 minutes ago, Abuse said: Or you can stop living on credit and live a worry-free life You're thinking about it in the wrong sense. Credit and debt isn't a bad thing. It's a good thing. Quote Link to comment Share on other sites More sharing options...
Fratem Posted February 13, 2017 Share Posted February 13, 2017 6 minutes ago, Abuse said: Or you can stop living on credit and live a worry-free life ^This I've never understood people willingly living on credit (besides mortgages). Quote Link to comment Share on other sites More sharing options...
RoomScape Posted February 13, 2017 Share Posted February 13, 2017 5 minutes ago, Howest said: ^This I've never understood people willingly living on credit (besides mortgages). Credit is a good thing. I don't see why you would want to not have credit when you can easily use it. Quote Link to comment Share on other sites More sharing options...
Jordy Posted February 13, 2017 Share Posted February 13, 2017 13 minutes ago, Chef Sk1llz said: The ideal credit lines to have is 8 if you're trying to build your credit efficiently. I have 7, but don't carry balances on any of them. Yeah but until my vehicle is paid off its a 300$/month payment right there so idk i have like 500$/month going to cc's 2 paid off 3 with a balance almost done Quote Link to comment Share on other sites More sharing options...
Fratem Posted February 13, 2017 Share Posted February 13, 2017 (edited) 3 minutes ago, RoomScape said: Credit is a good thing. I don't see why you would want to not have credit when you can easily use it. I know it's good, you can apply for lower taxes etc. That's why I said I can understand people having mortgages. I just don't know why people would get more than 1 credit card (e.g. a Visa card here in Belgium). Never understood that, I've always been taught never to buy something (besides a car / house) which you can't afford. EDIT: afford being equal to be able to buy the product you want atleast 2-3x Edited February 13, 2017 by Howest 2 Quote Link to comment Share on other sites More sharing options...
RoomScape Posted February 13, 2017 Share Posted February 13, 2017 Just now, Howest said: I know it's good, you can apply for lower taxes etc. That's why I said I can understand people having mortgages. I just don't know why people would get more than 1 credit card (e.g. a Visa card here in Belgium). Never understood that, I've always been taught, never to buy something (besides a car / house) which you can't afford. You were taught wrong. Most people don't understand credit and give the wrong advice. Not saying to go buy everything and throw it on a credit card, but it's a good thing to have access to. Quote Link to comment Share on other sites More sharing options...
Abuse Posted February 13, 2017 Share Posted February 13, 2017 Well, things work differently in europe than america when it comes to credit. Europe has a completely different mentality regarding the subject. It's much more common to have multiple credits in the US (and UK) than most countries in Europe 1 Quote Link to comment Share on other sites More sharing options...
