Chef Sk1llz Posted February 13, 2017 Posted February 13, 2017 For those who actively use OSBot & PayPal given you're not a 12 year old and have established a good credit score and know what a credit score is. You can essentially get your lifetime sponsor paying $25 a month to PayPal essentially being cheaper then doing the non-lifetime Sponsor. Just a tip for anyone who does other digital shopping the no interest 6 months through PayPal can be rather useful. 1
Drewyboyo Posted February 13, 2017 Posted February 13, 2017 6 minutes ago, Chef Sk1llz said: For those who actively use OSBot & PayPal given you're not a 12 year old fuck
Chef Sk1llz Posted February 13, 2017 Author Posted February 13, 2017 2 minutes ago, Drewyboyo said: fuck Maybe on your 13th birthday next year your mom will let you.
Drewyboyo Posted February 13, 2017 Posted February 13, 2017 Just now, Chef Sk1llz said: Maybe on your 13th birthday next year your mom will let you. Mom? I'm a test tube child. I have a third eye.
Chef Sk1llz Posted February 13, 2017 Author Posted February 13, 2017 1 minute ago, Drewyboyo said: Mom? I'm a test tube child. I have a third eye. In that case you're fucked.
Jordy Posted February 13, 2017 Posted February 13, 2017 18 minutes ago, Chef Sk1llz said: For those who actively use OSBot & PayPal given you're not a 12 year old and have established a good credit score and know what a credit score is. You can essentially get your lifetime sponsor paying $25 a month to PayPal essentially being cheaper then doing the non-lifetime Sponsor. Just a tip for anyone who does other digital shopping the no interest 6 months through PayPal can be rather useful. 5 credit lines is enough for me since I'm already actively paying them off :p
Abuse Posted February 13, 2017 Posted February 13, 2017 Or you can stop living on credit and live a worry-free life 2
Chef Sk1llz Posted February 13, 2017 Author Posted February 13, 2017 9 minutes ago, Jordy said: 5 credit lines is enough for me since I'm already actively paying them off :p The ideal credit lines to have is 8 if you're trying to build your credit efficiently. I have 7, but don't carry balances on any of them.
RoomScape Posted February 13, 2017 Posted February 13, 2017 6 minutes ago, Abuse said: Or you can stop living on credit and live a worry-free life You're thinking about it in the wrong sense. Credit and debt isn't a bad thing. It's a good thing.
Fratem Posted February 13, 2017 Posted February 13, 2017 6 minutes ago, Abuse said: Or you can stop living on credit and live a worry-free life ^This I've never understood people willingly living on credit (besides mortgages).
RoomScape Posted February 13, 2017 Posted February 13, 2017 5 minutes ago, Howest said: ^This I've never understood people willingly living on credit (besides mortgages). Credit is a good thing. I don't see why you would want to not have credit when you can easily use it.
Jordy Posted February 13, 2017 Posted February 13, 2017 13 minutes ago, Chef Sk1llz said: The ideal credit lines to have is 8 if you're trying to build your credit efficiently. I have 7, but don't carry balances on any of them. Yeah but until my vehicle is paid off its a 300$/month payment right there so idk i have like 500$/month going to cc's 2 paid off 3 with a balance almost done
Fratem Posted February 13, 2017 Posted February 13, 2017 (edited) 3 minutes ago, RoomScape said: Credit is a good thing. I don't see why you would want to not have credit when you can easily use it. I know it's good, you can apply for lower taxes etc. That's why I said I can understand people having mortgages. I just don't know why people would get more than 1 credit card (e.g. a Visa card here in Belgium). Never understood that, I've always been taught never to buy something (besides a car / house) which you can't afford. EDIT: afford being equal to be able to buy the product you want atleast 2-3x Edited February 13, 2017 by Howest 2
RoomScape Posted February 13, 2017 Posted February 13, 2017 Just now, Howest said: I know it's good, you can apply for lower taxes etc. That's why I said I can understand people having mortgages. I just don't know why people would get more than 1 credit card (e.g. a Visa card here in Belgium). Never understood that, I've always been taught, never to buy something (besides a car / house) which you can't afford. You were taught wrong. Most people don't understand credit and give the wrong advice. Not saying to go buy everything and throw it on a credit card, but it's a good thing to have access to.
Abuse Posted February 13, 2017 Posted February 13, 2017 Well, things work differently in europe than america when it comes to credit. Europe has a completely different mentality regarding the subject. It's much more common to have multiple credits in the US (and UK) than most countries in Europe 1
