That last charger is pretty good, charges phone and can use as extra battery charging on the go and its pretty small and portable!! Also the external harddrive is a pretty good price!
No one's going to give you free advice on an IRA and etc lol. Go speak to a few local banks and talk to a few personal bankers and etc. They are best equipped to help you. Not a bunch of noobs on OSBot.
if you bot without mirror client 99% chance you will get banned 100x faster than using mirror. post on the bf threads and ask the scripters if their script works good with mirror and etc. I think khals works good with mirror :ph34r: