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PayPal sends the request to your bank as soon as you make the payment.

It can take up to 5 business days to debit the money from your bank account and deposit it into the recipient’s PayPal account. Just like with paper checks, though, processing times vary depending on the bank.

Before you make your payment, make sure that you have enough money in your bank account to cover the eCheck. If there’s not enough money in your bank account, the bank may decline it.

You’ll always find the date we expect your payment to clear on the Transaction Details page.
Here’s how to view the date we expect your eCheck to clear:

  1. Log in to your PayPal account.
  2. Either click the transaction or go to the Activity page and click the transaction there.

You’ll see the expected clearing date right next to the transaction status.


Source: https://www.paypal.com/us/webapps/helpcenter/helphub/article/?solutionId=FAQ572&topicID=SENDING_MONEY&m=TCI

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