NoahTheWeebWolf

Like a prostitute! Lol

I just feel it'd be really helpful having fearless leader around ready to impart me with his years of experience and wisdom in secret. It'd be super fun too; I got a lot of lint in my pockets so it's nice and warm, got a modded psp with a shitton of roms and emulators to play so it's never a dull moment. I could feed him grapes when he's hungry, and they'd be like hand fruit to him because he'd be so small.... in my pocket! Chocolate man... If you're out there... Please do this for me .

*Gently lays hand on your shoulder* Peace be with you, my child. I cleanse you of your rustling.

I know he didn't it's just a joke I saw online

Never Forghetti Mom's Spaghetti -Eminem Aka Marshall Mathers

Botting/Pimping ain't easy

Personally I like to wear tights sometimes.

A little over two years roughly around the same time rs07 came out.

You do realize there's nothing stopping people as it is from already trying fraud in order to get all the worker's deposit fees right? It's very simple really. Person 1 becomes a worker with the intent of faking a scam with person 2 who is a friend/partner posing as a customer. Person 2 files a dispute with compelling evidence of a scam that not only gets back the 5m entry fee that person 1 had to pay but also as much as they were "scammed" for. One of the nice things about having insurance will mean fewer chances of failing to pay scam victims and then scam quitting under pressure because insurance will cover the damages.

Who would it be and why? What would your fusion name be, what powers would you have and how would you fuse? How would your fusion look like? Are you good or evil? What is your purpose?

I injected three marijuanas once and I almost died

*rips off shirt* YEAH!!!

That remains to be determined by staff. I fail to see how it'd only work in the situation. Insurance is insurance; Its sole purpose is to cover damages when mistakes are made in a way that would cost less than would be without insurance. Right and there are ways insurance fraud could be determined and even if someone succeeded there's such a small chance it'd be enough to put a dent into my funds(because while the loss is incurred id be making so much more from other members who invest in the insurance policy hence why insurance in real life works and is so profitable assuming you have enough customers). Not me though, like i said in earlier post I had two workers scam for around 35m each and let me tell you it sucked so hard to repay but I did it with no complaints. Same logic would apply here only id hardly ever lose my own current funds(my current rs07 bank being 120m in value). The money lost would be that of other insurance investors which I would use to pay for damages a service is covered for. combine this with the monthly fees I get and assuming a consistent customer base exist Id constantly be making money and lose very little along the way.

The monthly fee depends on so many different factors and is then agreed upon between the customer(service owner and the insurance provider). There can't a be a one size fits all policy. Usually, the biggest scams happen on power level orders(because supplies, potential to bot on hand orders, etc.). Quest orders are lower risk because there's hardly ever the need for expensive supplies(no risk of botting). Mini games are somewhat in the same risk as quest. That said a power level service will pay higher premiums inherently because of their higher risk, followed by mini games and questing, which will pay less. At the end of the day it's up to the customer how much coverage they want(but no matter, how much is covered the powerlevel/AIO services will always have somewhat higher premiums to cover the higher risk). Another factor to consider is the number of worker's id be covering(more workers will mean somewhat higher premiums). Older higher feedback workers will warrant a lower price because the lesser risk. There'd also be stipulations on which situation's id be willing to cover and how much (For example, example if the service owner scams I am not going to make up for their mistakes). There's a lot of math involved like actual insurance, but if I get the green light to run such a service, I will come up with a questionaire that determines risk factors and then discuss the needs of the service and from there I can work on coming to an agreement with the customer on what their initial fee will be+monthly fees. Does this make more sense now?

I agree however this would mean that the feature to hide replies must be taken a step further to literally hide the replies without the option of unhiding them(would you like to view them anyway option).

TROLOLLLOLLLO I laughed, but seriously I doubt if this came out it'd apply to staff team(since if they have something to say to a member it's important most likely and if they need to be able to punish them if need be).

Pretty simple suggestion, I have had mostly neutral experiences with the OSBot community with the exception of about 3-4 people(not worth mentioning they don't deserve to be acknowledged). Unfortunately some of these children still post on my threads and not surprisingly they can't seem to stop posting rude/idiotic replies on my legitimate threads. What I am suggesting is adding a feature for when you block someone, so they can't post on your threads(Toggleable of course I mean there's already the option to block people from emailing you on and off). It'd be a plus if they couldn't even see it, but that's lower priority.

Mistakes happen, I already covered this; unfortunately bad things happen, and we can't always prevent them. This is the point of insurance regardless of who's at fault. Worker's insurance is a prime example! You see in real life, whether the employee or manager is at fault the insurance company will cover their damages for the cost of increasing their premium(in this case the business). If an employee died on the job while working under poor/negligent conditions, the manager that sent them to their death would get in a lot of trouble for negligence, and insurance may very well cover financial damages caused. A better example is if a doctor, for example, negligently kills/injures their patient during an operation professional insurance will definitely protect them at the price of a largely increased premium. Insurance is literally there for the sole purpose to protect a customer of the insurance from harm regardless of who's at fault.

I am aware of the purpose of an initial deposit fee. However, given most only charge 5m per worker, means that if one major scam happens their screwed next time something goes wrong. Avarice can make people do dumb things(that includes forgetting about the risk involved and going in unprepared). Point is mistakes can be made and when they are insurance backs you up, although I agree, it's better to get things right on the first try it's just not always possible sadly otherwise everything would be perfect. Put it this way Id rather ensure something I own that cost $200 for $20 now so that if it breaks I don't lose my $200 in the future. Operating any kind of business without some sort of plan B/insurance is a risky road better be safe than sorry.

I don't know if it's allowed though. I am just following the same principles behind how insurance in real-life works and applying it here. I know OSBot can't offer such services, but I don't recall any rule that'd prevent individual users offering such services. Assuming I can maintain a consistent/large customer base that pays their premiums on time I would constantly be getting close to around 100m every month. Besides since the average scam is for much less then I will never have to dig into my own funds to help a scam victim just the funds other members paid me to remain covered(just like how real insurance works and is profitable). Sure scams will happen every now and then, but then I can bump up that member's premium, and I won't experience much of a personal loss. I am talking about customers not wanting to transfer their stuff over. Customers of a service don't buy insurance service providers do. If customers want to be that way and the service owner trust their workers(but ends up scamming) that's the purpose of the insurance. In the end they'll lose much less than they would without insurance.

Workers can still scam, and this creates issues. I had a service, and I had two workers who scammed for a total of 70m combined. It wasn't a fun experience dealing with their BS, and I know it can still happen to others. When you work solo it's not so bad(just get less work) but when you have workers, you're responsible for their actions so if something goes wrong it's the managers issue whereas with insurance they can avoid losing as much money. Some people are irresponsible/fear they'll get banned for gold farming or some crap and expect nothing to go wrong with a trustworthy service(but workers don't always care).

Before I begin let me be clear when I say this suggestion is not mean to be an OSBot staff sponsored program, this would be run by someone like myself who has lots of feedback and is willing to take huge risks for huge profits. I recently came up with the idea to create an insurance program for runescape services on OSBot. Basically, its purpose would be to intervene in disputes against services by reimbursing scam victims of services who have invested into the insurance program. The amount the insurance provider would reimburse depends on how much insurance the service owner has decided to pay for per month. To start there'd be an initial fee to buy into a policy(lets say 30m, for example) and then every month a smaller fee would be charged aka your premium to renew the insurance package(say 5m, for example). In the event, a scam happens and the insurance provider has to cover the scam, then your premium would increase relative to the damages(lets say 5m to 10m, although really it depends how much the insurance already covered so the numbers will vary). Just like an actual insurance company assuming there is a constant stream of income from both old and new services not to mention the monthly fees you'd get this would ensure all scam victims could be reimbursed, and fewer services will shut down and possibly stop scamquitting under the pressure. Again please note I am not suggesting this be run by OSBot Staff; I am asking whether or not this could be a feasible if say a well known/trustworthy member of the community wanted to carry the burden would they be allowed to/recognized as a legitimate service or is there some rule I am overlooking that would not allow this to exist?

Hi mgi

Unban my account noob! Seriously though welcome to OSBot =).