Wrong, paypal balance payments are most risky.
They're the most common cause of mass fraud, let me explain..
Chargebacker A and Chargebacker B hack paypal accounts, chargebacker A sends chargebacker B a large sum of money to his legitimate paypal account (so he wouldn't have a problem with passing most gold sellers ID request checks).
Chargebacker B's job is then to spend as much of that money on gold .
Example:
After Chargebacker B spends all the funds from his Paypal balance, it's usually at that time the first payment that Chargebacker A sent is chargeback. there maybe multiple payments that Chargebacker A sends (they're refereed to as a 'Sender' and Chargebacker B is called the 'Holder') - Paypal then wants to cover themselves and cover Chargebacker B's negative balance and holds all Chargebacker B's out going payments (payments he's sent to buy gold)
These types of chargebacks come up as 'Inquiry by Pay-Pay'
Eventually Chargebacker B's payments will be returned to him, this then covers Chargebacker B's negative balance, but leaves him with x amount of gold that he sells for 'pure profit'
99% of the time, you will lose chargeback cases - even with ID/Proof of Address.
The way we prevent these mass fraudulent payments is, requesting ID (as we do with every paypal transaction) and if they're a new customer - we ask for their paypal payment history. If there is a large sum of money going in and out of his account as seen in the first image that is a INSTANT refund no questions asked. Lastly, we make sure most bulk buyers have a confirmed paypal address,
Non-confirmed:
Confirmed:
What them having a confirmed paypal address means, that we could send them a letter as long as it's TRACKED AND SIGNED for and win any unauthorized case. Aslong as their payment is NOT a gift, and their address is CONFIRMED.
So sorry, but no support since requesting ID from someone does not stop chargebacks and it would lead to a large number of fraudulent payments and confusion with people thinking they're going to be covered in the event of a chargeback, which with having ID alone will not do.
sorry for the novel but I thought I'd share with you the common myths when it comes to paypal