Was making a stereotypical female gotta have nice things joke. (gotta have it now so people think I'm rich - I'LL PAY ANYTHING)
But it's probably because he doesn't have any collateral/bad credit score
I'm not being cheap. I could either spend $200 on a short shifter for my car.. or a pair of shoes with no more added benefits than a pair of sperry's or vans.
Let's be honest. You'd never play basketball with a $200 pair of shoes