If u used someone else's identity to pay, that means if you get caught, you will be in some deep trouble my friend, you are better off just confessing to them that you used a fake identity and paying off the debts.
If u keep botting an account and don't stop, you're 100% gonna get banned, if u got a goal ur botting for then yeah u can get away with it, just bot smartly, include breaks, don't bot everyday, don't bot too much