Yes we do and No they are not depending on what they get banned for, either way we have refund policies and warranties in place to protect them.
We have two types of insurances;
1) for 30 days where as we send a replacement , no questions asked.
2) Lifetime, where as we ask questions/ do an investigation if proven it isnt your fault you receive a brand new replacement. ( investigation takes 3-5 days days)
Every purchase automatically covered by those two policies.
We have a 99.98% Success rate so far, non of our accounts have been banned.