unless your an idiot and get ratted/phished, your account info wont be stolen, especially for skype because skype account info is encrypted i believe and if you have it auto login the keylogger wont pick it up. Ip would only put you at risk for possible ddos and tbh i highly doubt anyone would have the skill/resources to ddos unless they paid for it, and there would be no reason to unless you were pk-ing in the wildy.
I would be very interested in a skype group for this and if its gonna happen we should start a new thread for it.