anyone here have a IRA and mind giving me some info about how to go about opening one and so on so fourth

No one's going to give you free advice on an IRA and etc lol. Go speak to a few local banks and talk to a few personal bankers and etc.  They are best equipped to help you. Not a bunch of noobs on OSBot. 

No one's going to give you free advice on an IRA and etc lol. Go speak to a few local banks and talk to a few personal bankers and etc.  They are best equipped to help you. Not a bunch of noobs on OSBot. 

 

 

obviously i just want basic info as im interested in someone who has gone thru the process i already have a good idea of what it is but

KNOWLEDGE IS POWER!

obviously i just want basic info as im interested in someone who has gone thru the process i already have a good idea of what it is but

KNOWLEDGE IS POWER!

Ahhh so you are a basic bitch and not a bad bitch. Well then. Let me help you. http://lmgtfy.com/?q=how+to+open+an+ira

I have dealt with the CRA lol

Get a ROTH IRA. They are honestly the best I think. Think of it this way, with a ROTH you pay taxes on things you put in, but you don't get taxed on the way out. SO, this way you don't get taxed on all of the interest you make, just the principal. With a normal IRA, you wouldn't be taxed on deposits into the account, but you'd be taxed on the final sum, which includes both the withdrawn principal and the interest.

 

I'm not old, I'm just informed.

 

Make steady deposits to it, see if your work has a program that will match deposits up to a certain value, etc.